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Deposit Products

Adehyeman Savings and Loans focuses on creating a society where people have ready access to high quality financial services, which they can use to achieve their dreams and potentials, and thereby help sustain the economic development of the country. Savings simply means deferred consumption thus not consuming today for tomorrow. Savings is very important as it protects the value of one’s money against inflation. Savings simply ensures that the value of our monies does not depreciate as a result of inflation. Inflation reduces the value of our monies but saving with a financial institutions and getting some interest takes care of the value of the money that would have been lost due to inflation. The most effective way to ensure total security for your money and maintain its value over a period of time is to save with a financial institution. 


Why is it Important to Save.

  • Savings at least partly protect the value of our monies overtime as depositors are compensated for the non use of their monies with interest.
  • Saving is an important step on the way to financial well-being, both in the short term and in the long term. In the short term, it gives you an emergency cushion in the event that an unforeseen, large and urgent expense arises. In the long term, a consistent pattern of saving can enable you to accomplish your financial goals, such as financing a college education, a home purchase, or a retirement.
  • Savings helps us to manage our personal finances properly
  • It helps us to keep track of our financial history and to use our bank statements to prove our financial standing.

1.1 General Eligibility criteria

The prospective client must be able to provide the following

  • A nationally recognized ID such as a Voters ID, NHIS ID, Driver’s License, Passport etc.
  • A minimum opening amount of GHC5 and above and
  • One passport size photograph

1.2 General Benefits of operating a Deposit account with Adehyeman

  • Enjoy high interest rates of up to 15%
  • Enjoy quality and unparallel customer service
  • Ease of access to a loan.
  • Easy and quick access to depositor's monies.
  • Convenience due to the networked nature of our branches
  • Maximum security of depositor's money due to strict compliance to internal rules and regulations.
  • Unlimited access to depositor's funds and the flexibility to build up your deposits.
  • Be part of our optional business management seminars
  • Clients enjoy specialized services upon request.
  • Get value for your money as interest is calculated daily
  • Enjoy tailor made deposit products to suite short, medium to long term savings and investment needs.
  • Have access to free financial advice which is ultimately aimed at growing your business.

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RoyalPlus Accounts

Basic Requirements

  • Prospective client should have an existing RoyalFlex or RoyalMax ...

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