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News & Features: Client Testimonials

Paul Apedo [Credit Client - Dome Branch]

Paul Apedo, is a young man whose enterprising nature and the desire to always overcome, clearly distinguishes him from his peers.

Paul had to cater for himself throughout his apprenticeship at Bonn Refrigeration at Abelenkpe in Accra. He graduated in 2006 and started his own business in a wooden structure at Taifa, before moving to Dome in 2008 to operate in a metal container.

 

He got to know of Adehyeman during one of its marketing promotions and opened an account with GHC5.  In September, 2008, he applied and accessed a loan facility of GHC 2,000. Although staff of Adehyeman had clearly explained to him that an active account was not a requirement for obtaining a loan, Paul did not believe it. In his own words “I did not believe that one could just walk into a financial institution, without any active account with them and get a loan. It was a big surprise to me”.

 

After accessing the loan he has been able to acquire a piece of land and built a store due to the growth in his business. He used the loan he acquired to purchase some stock and machines that were very much needed to boost his repair works. The expansion in his business necessitated the hiring of some more apprentices. “My staff strength has grown from 8 in 2008 to 18 as of now and I have currently been able to register my business name as Supreme Refrigeration”, he stated.

 

The joy and self fulfilling emotions of Paul cannot be hidden, as he stated “doing business with Adehyeman has been the much awaited support I could expect to enjoy from any financial institution that cared about helping its client to grow their businesses”.

 

After successfully repaying his first loan, he reapplied for an amount of GHC 2500 which was approved without any delay in July 2009.

 

As at the time of this interview, Paul had acquired a piece of land at Dome Pillar II, where he is putting up his almost completed home. According to Pual, another significant improvement he has seen is his ability to import part of his wares from Italy.

 

Asked about his aspirations, he said ‘I want to completely face out the sale of second hand fridges and air conditioners and focus on the sale of brand new appliances’.

 

He hopes to continue partnering Adehyeman in order to grow his business and improve his lot. He summarized his thoughts in the Ghanaian Language which goes like this ‘Adehyeman ye yonkopa” meaning ‘Adehyeman is a good partner’.

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Paul Apedo [Credit Client - Dome Branch]
Mr. Asiedu Sekyere [Deposit Client, Dome Branch]
Mr Eric Okyere [Deposit Client, Avenor Branch]
Ellen Osei - Owusu [Loan Client, Avenor Branch]
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